“If I had a million dollars ... I’d be rich,” goes the 1992 song by Canadian group The Barenaked Ladies. The song has become a cult classic, and it still brings a smile to my face when I hear it on the radio. Among the top frivolities the band members would buy with their new-found fortune are: A house and furniture; a K-car; tree fort; an exotic pet like a llama or an emu; lots of Kraft Dinner with expensive ketchup, and a monkey.